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Gold Loan at your Convenience

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    Minimum loan amount @ ₹1000

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    Competitive Interest Rate

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    Minimal Documentation with Quick approval

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    We ensure safe storage of your Gold in our Highly Secure Locker

Muthoot FinCorp Gold Loan

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Muthoot FinCorp Gold Loan Schemes

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Muthoot Blue Super Value

Gold Loan Scheme designed to suit day-to-day and emergency needs of the customer by providing easy and quick liquidity

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Easy Udaan

A Gold Loan Scheme, which is a Welcome Offer for first time gold loan customers of MFL. Designed to suit your day-to-day and emergency needs.

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Vyapar Vikas

Gold Loan Scheme exclusively for businessmen and traders who have daily cash flow in their businesses.

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Easy Max

Gold Loan Scheme designed to suit emergency as well as short to medium term life cycle needs/business needs of the customer. For high value fund requirements in the order of Rs. 1Lakh to Rs 2.99 Lakhs

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Easy Pro

High Value Gold Loan Scheme designed to suit emergency and life cycle needs/business needs of the customer.

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Restart India Pradhan

Gold Loan Scheme designed to suit the high value life cycle needs/business needs of the customer- For high value fund requirements in the order of Rs. 5Lakhs & above.

Gold Loan Interest Rate & Charges

Key Benefits & Features

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Schemes Suiting Borrower Profile, Needs and Preferences
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Maximum Loan to Value
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Quick Loan Approvals and Disbursements
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Tenure

Documents Required for Gold Loan

Submit any of these documents to get a loan against gold instantly

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KYC Documents

  • PAN Card

  • Driving License

  • Passport / Voter's ID Card / Aadhar Card or valid ID proof

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Address Proof

  • Electricity or Water Bill

  • Voter's ID Card, Aadhar Card

  • Rent agreement, Bank Statement

Gold Loan Eligibility Criteria

In order to find out if you meet our gold loan eligibility, you have to fulfill the following conditions after which we process your loan.

  • Age Criteria

    Age between 18 years (at the time of application) and 65 years (at the end of the loan tenure)

  • Purity of Gold

  • Loan Amount

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Gold Loan Calculator

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Please Note

  • This is based on 22 carat gold value

  • Interest rate for scheme with maximum permissible Loan to Value (LTV)
  • Scheme details are approximate. Visit your nearest Muthoot FinCorp branch for exact details.

Apply Now

Quick Apply & Repayment Process

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Website

  • Click on the Apply Now button.

  • Fill in the application form and hit the submit button.

  • Our representative will get in touch with the applicant instantly to take the process forward.

Apply Now
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Mobile App

  • Click on the Apply Now button.

  • Fill in the application form and hit the submit button.

  • Our representative will get in touch with the applicant instantly to take the process forward.

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At Branch

  • Deposit your gold ornaments at a Muthoot FinCorp branch near you.
  • Sign up for the Online Gold Loan Service and link your savings bank account.
  • Once your bank account is linked, you can use our mobile app or website to have the gold finance credited to your bank account at any time.
Locate Your Nearest Branch

Frequently Asked Questions

Would You like Any Assistance?

To know more about the application fee and processing charges, call us at
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FIRST-HAND ACCOUNT OF CUSTOMER EXPERIENCES

Blue Soch Stories

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I am very much thankful to Muthoot FinCorp Bandel Branch and their employees for their quick support during my friend’s road accident. We needed urgent cash for my friend’s surgery. Muthoot FinCorp supported me very quickly and the lifesaving surgery was successfully completed. My friend is now back to normal life. Thank you, Muthoot FinCorp.

Ratan Sarkar, Bandel – West Bengal
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There was a shortfall of fund while I was constructing my house, so I took a gold loan from Muthoot Fincorp which was quick, easy and transparent and I was able to construct my dream home. I have been associated with Muthoot FinCorp for last 2 years now and whenever I need fund Muthoot FinCorp has always helped me.

Mr. Bhagwan More, Khopoli, Navi Mumbai

Stay Connected to Muthoot FinCorp Gold Loan

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Gold Loan Interest Rate - 'Mera Gold Loan, Mera Interest' With Virat Kohli

Ernakulam, the central part of Kochi in Kerala, was the ancient capital of the kingdom of Cochin.

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Today Gold Rate in Ernakulam: Complete Guide

Ernakulam, the central part of Kochi in Kerala, was the ancient capital of the kingdom of Cochin. Ernakulam is a very old city and has been inhabited since the Stone Age. The city played a significant role in maintaining trade relations between Kerala and the rest of the world in the ancient and mediaeval periods.

stay-connected-slider-image

Today Gold Rate in Ernakulam: Complete Guide

Ernakulam, the central part of Kochi in Kerala, was the ancient capital of the kingdom of Cochin. Ernakulam is a very old city and has been inhabited since the Stone Age. The city played a significant role in maintaining trade relations between Kerala and the rest of the world in thes.