Our Subsidiaries

Muthoot Microfin Limited (MML), the microfinance arm of Muthoot Pappachan Group is one of the leading and fast-growing microfinance institutions (NBFC-MFI) in India. The company is focused on providing micro-loans to women entrepreneurs with a focus on rural regions of India.

Our microfinance operations are designed to promote entrepreneurship among women and inclusive growth. We provide financial assistance through micro loans such as income generating loans to women engaged in small businesses. Delivering financial services to masses including underprivileged and disadvantaged people, living in the rural sectors of the Indian society at affordable terms, in quick turnaround time and with hassle-free processing is the aim of our financial inclusion drive.

We have adopted joint liability group model of microfinance, which caters exclusively to women in lower income households and is premised on the fact that if such individuals are given access to credit, they will be able to identify new opportunities and supplement and grow their existing income.

Muthoot Housing Finance Company Ltd. is registered with the National Housing Bank. It fulfils housing finance requirements of customers in the middle- and lower-income category to make their dream of owning a home come true. The company offers Home Loan products, particularly for affordable housing. The bouquet of offerings include low ticket loans with an extended repayment period, loans for the purchase of property, house or apartment, loans for home extension, and loans against residential property. Muthoot Housing Finance Company Limited's long-term debts are rated at A-/Stable by the leading rating agency CRISIL

Muthoot Pappachan Technologies is the technology arm of the Muthoot Blue Group. Headquartered at Technopark in Trivandrum, Kerala, the company is providing the critical IT support to the group companies and equipping the group companies with requisite consultancy, resources, roadmap and technology for efficient running of the business, enhanced productivity, ensuring customer satisfaction and for building the Group and its companies towards a future-ready business. It provides a wide portfolio of products and services which includes, to name some, cloud solutions, technology/ innovation consulting services, product implementation services, application development & maintenance/hosting services, ERP/loan management product implementation, android development, infrastructure management, data warehousing & business intelligence, virtualization & green technologies.